Monday, October 06, 2008
Although we are managing to survive with this looming financial crisis, this month was the first time we've noticed it being a bit of a squeeze. Pete got paid last Tuesday, and he earns a good wage - way above average, and the whole lot is gone on bills. I'm going to have to borrow £200 from somewhere(probably my wonderful boss), just to make it through to my payday on the 18th. All we did was pay things like council tax, electric bills, fill up the car, buy some food...it's getting ridiculous.
I've subconsciously cut down our shopping over the last few weeks, so now we are buying hardly any meat, and I've stopped buying fruit and have been picking it outside as much as possible(our wild apples near the school are delicious!). I'm not sure how else I can save money. I won't compromise on organic milk and free range eggs, I'd rather go without(in fact, we have stopped buying eggs so much and are making a dozen last a month now), and I try to make bread whenever I get the time - which is not very often.
I might have to start buying value brand washing powder and cleaning stuff, which is absolute crap, I may as well not bother to clean at all. Anyone found any bargains, or stuff that actually works? If I use anything other that Bold 2in1 then the many stains don't come out of the kids uniforms, and if I don't use Domestos bleach then my toilets end up looking like something from a horror movie. I am already tightfisted with this kind of stuff, I only buy Zoflora to do all the other cleaning jobs. It's only about 70p and you can use it for just about anything(floors, surfaces, toilets, animal cages). I also refuse to buy fabric softener, we just have to put up with crunchy clothes! I'm not sure what else to do.
We were supposed to be moving around Christmas time, mainly to get the extra room, but also to get Ryan nearer to his school and get us into a nicer area. Now we are not so sure it's wise. We are very lucky to be in a secure position here with a small mortgage, and both our jobs are safe(well, if my centre gets closed I'll get transferred so technically will keep my wage), but I'm not sure I feel comfortable going out there in the big wide world and renting a home off someone who might not be so secure. I'd hate to move and get settled, with a newborn baby, then find out our landlord has declared bankruptcy, or been forced to raise our rent or sell the property. I think we might be more sensible building the extra rooms here and waiting it out. In two years when Ryan has finished school, we can go wherever we like.